FraudAction
Adaptive Authentication
Transaction Monitoring
Identity Verification
Adaptive Authentication for eCommerce
eFraudNetwork
SecurID
CyberCrime Intelligence Service

Identity Verification

Verify and authenticate identities in real time to prevent fraud and identity theft.

Identity Verification is a consumer authentication and fraud-prevention service that confirms a user’s identity in real time. Using knowledge-based authentication (KBA), Identity Verification challenges users with a series of top-of-mind questions obtained by scanning billions of records in dozens of publicly and commercially available data sources. With industry-leading speed and accuracy, Identity Verification confirms identities within seconds, without requiring a prior relationship with the consumer. This makes verifying an identity easy, fast, and non-invasive for consumers. At the same time, the service securely screens fraudulent activities that may result in or from identity theft, account takeovers, and account compromises.

Features & Benefits
  • Identity proofing - Locate an identity and confirm its validity quickly and accurately.
  • Knowledge-based authentication - Conduct real-time identity authentication by presenting users with a customized set of questions and answers with a simple "pass/fail" result.
  • Identity risk assessment - Detect suspicious patterns known to be indicative of fraud to help quantify the risk associated with an identity. Provide additional security only on the riskiest subset of transactions, which warrant additional scrutiny, while minimizing impact on most consumers. Adjust questions based on the level of risk as determined by the number and type of "identity events" found, including identity-fraud alert monitoring, public-records check, identity-velocity checks, compromised identity exception list, IP velocity and source checks, and high-risk postal address verification.
  • Turn-key SaaS solution - Deploy and integrate across various channels, such as your call center, online portal, or point-of-sale terminals via SOAP-based APIs or, use the SaaS web portal.
  • Custom configurations - Support multiple configurations for different use cases, ensuring that the system meets specific needs even as those needs evolve.